Friday, September 4, 2026

Book Nook - Theodore the Hedgehog Finds a Friend

In the upcoming picture book, Theodore the Hedgehog Finds a Friend, young readers will discover the true spirit of friendship and acceptance from Theodore the hedgehog and Sofia the Tortoise.


Theodore wants nothing more than to be friends with the other animals in the forest, but they are scared of him because of his prickly spines. He is so lonely that he’s willing to do anything to make the other animals like him – even turn himself inside out…literally!


Soon he meets Sofia, and with her help, he discovers that a true friend appreciates you for who you are—and that we all have a unique place in the world. Theodore the Hedgehog Finds a Friend is the perfect conversation starter with youngsters about both self-acceptance and acceptance of others. 


I had a chance to learn more in this interview with author Nastya Ryabtseva.


What was the inspiration behind this book?

I came up with a song about a hedgehog. Somewhere in the process of creating my song, a story appeared about a hedgehog turning itself inside out because of something hurting inside it.

I think another influence may have been the fact that, at the time, I had a job in workshops employing people with special mental needs. While working there, I witnessed this feeling of being different, of being somehow unlike everyone else. I noticed it often.


Why are books with animal characters appealing to kids?

Animals are beautiful!

But there is something else I love about them. They remind us that everything in the world is alive, that everything has its own feelings and qualities. You can find a way to communicate with anyone, even when you have no idea (at first) how to do it.

I think this can help children develop a sense of trust in the world. When you are a child, trust is absolutely essential. You need trust to grow, to explore, and make sense of things.


Why is it important for kids to learn both how to accept others and how to accept themselves?

To be honest, I think adults need to keep learning how to accept others too.

When we accept someone, we are already on their side. We don’t have to spend our energy fighting against them anymore. That energy becomes available. We can use it for discovery, for support, and for expanding our view of the world and gaining new perspectives.

The same is true when it comes to ourselves. Accepting yourself often means that you no longer have to be at war with yourself. You are no longer at war, so now you are free to use that newfound energy to grow, to discover, and to truly become yourself.


Book Nook - The Night Riders: A Magical Rescue

Flying donkeys, talking animals, secret adventures, and a magical necklace that only works for children are at the heart of The Night Riders, a new fantasy adventure series by debut author A.J. Priest. In the first instalment, A Magical Rescue, young Ashleigh discovers a mysterious star-shaped necklace that unlocks a hidden world of wonder, where her loyal dog Nelson and four extraordinary donkeys join her on a daring Christmas adventure.

 

Together known as The Night Riders, the unlikely team sets out on a dangerous late-night mission after Ashleigh’s beloved teddy bear, Molly, is accidentally left behind at school just days before Christmas. But what begins as a simple rescue soon turns into something far more dangerous. Before the night is over, Ashleigh will learn that some adventures change everything.

 


Synopsis:

Five days before Christmas, young Ashleigh discovers a mysterious star-shaped necklace that changes everything. Suddenly, animals can talk, donkeys can fly, and the quiet countryside is filled with secrets only children can see.

 

When her beloved teddy bear, Molly, is accidentally left behind at school, Ashleigh sets out on a daring late-night adventure alongside her loyal dog Nelson and four extraordinary flying donkeys known as The Night Riders.

 

Filled with adventure, humour, heart, and festive magic, The Night Riders: A Magical Rescue is a story about courage, friendship, and the unforgettable adventures that begin after bedtime.

 

Book one is set five days before Christmas with books two and three continuing the story over the Christmas period.

 

“What started as simple bedtime stories slowly became something much bigger,” says Priest. “Night after night, the adventures grew alongside my children’s imaginations. Those stories became a source of comfort, laughter, escapism, and family connection during difficult times, and eventually I realised there might be other families who would want to step into that world too. I wanted to create the kind of story children look forward to returning to at bedtime, filled with adventure, mystery, humour, and characters that feel like loyal friends.”

 

Continuing, “I’ve spent much of my life working in environments where you see both the best and hardest parts of people, first in the Royal Air Force and now within the ambulance service. Writing these stories reminded me how important imagination, kindness, courage, and wonder are, especially for children growing up in a world that can sometimes feel overwhelming. At its heart, The Night Riders is about friendship, bravery, and believing that magic can still exist in ordinary places. Ashleigh is not a perfect hero; she’s an ordinary young girl who finds herself facing extraordinary situations, and readers grow alongside her as the series becomes bigger, darker, and more mysterious with each adventure.”

 

Planned as a seven-book fantasy adventure series, The Night Riders is designed for family bedtime reading and independent readers aged 8+. Blending magical adventure, humour, mystery, and emotional warmth, the illustrated series features its first three stories set during the Christmas season, creating a festive world filled with hidden secrets, snowy adventures, and unforgettable journeys after dark.


Website: https://thenightridersbooks.com

Facebook: https://www.facebook.com/authorajpriest/

Instagram: https://www.instagram.com/authorajpriest/

TikTok: https://www.tiktok.com/@authorajpriest

YouTube: https://www.youtube.com/@authorajpriest

Pinterest: https://www.pinterest.com/authorajpriest/

 

 

About the Author:

A.J. Priest is a former Royal Air Force serviceman who now works within the ambulance service. The Night Riders began as imaginative bedtime stories created for his children and has since evolved into a planned seven-book fantasy adventure series celebrating courage, friendship, family connection, and the wonder of childhood imagination. Through magical adventures and heartfelt storytelling, Priest hopes to create the kind of stories families return to night after night, because the journeys that stay with people long after childhood often begin after the lights go out and the world grows quiet.

 

 

 

Money Matters - Traffic Deaths Are Falling. The Insurance Risk After a Crash Is Rising.

Traffic deaths in the United States are moving in the right direction. The National Highway Traffic Safety Administration estimates that 36,640 people died in traffic crashes in 2025, down 6.7 percent from 2024. NHTSA says the fatality rate fell to 1.10 deaths per 100 million vehicle miles traveled, the second-lowest rate in its recorded history.

The latest complete injury data is less encouraging. An estimated 2.42 million people were injured in motor vehicle traffic crashes in 2024, down just 0.8 percent from the year before, a change NHTSA found was not statistically significant. Police-reported crashes also increased slightly, from 6.14 million to 6.18 million.

For crash survivors, those numbers raise a different question: How much insurance is actually available when someone gets hurt?

Missouri attorney Douglas R. Horn has focused his legal practice on personal injury cases involving motor vehicle collisions since 1991.

"When someone is seriously injured, the costs begin immediately," Horn says. "Emergency care and ongoing treatment can add up fast. Lost income can make it harder to cover everyday expenses, and vehicle damage can add another significant financial burden. If the at-fault driver has no insurance or only the minimum required by law, the injured person may be left without enough available insurance unless they have protection through their own policy."

One in three drivers is uninsured or underinsured

The Insurance Research Council found that 15.4 percent of U.S. drivers were uninsured in 2023. Another 18 percent were underinsured, meaning their liability limits were not enough to cover the injuries they caused. Together, that represents 33.4 percent of drivers nationwide.

The gap has grown considerably. In 2017, the combined uninsured and underinsured rate was 23 percent, more than 10 percentage points lower than in 2023.

Rates also vary widely by location. IRC found uninsured motorist rates ranging from 5.7 percent in Maine to 28.2 percent in Mississippi. Underinsured rates ranged from 4.6 percent in the District of Columbia to 49.7 percent in Colorado.

"Drivers may be one crash away from finding out the other driver does not have enough insurance," Horn says. "Many people assume the at-fault driver's policy will be enough to cover the loss, but that is not always the case. Drivers should know what protection they have against uninsured and underinsured motorists before a crash happens."

Injury claims are getting more expensive

The cost side of the equation is moving upward. CCC Intelligent Solutions reported that the average third-party bodily injury payment reached approximately $29,900 per injured person by the second quarter of 2025, up 32 percent from the same period in 2021.

State liability minimums vary. Missouri, where Horn practices, requires at least $25,000 in bodily injury liability coverage for one injured person and $50,000 per crash. The state also requires uninsured motorist bodily injury coverage at those limits.

The comparison does not mean every claim will exceed a policy's limits. It does show how an injury can quickly put relatively low liability coverage to the test.

Uninsured motorist coverage generally protects a policyholder when the at-fault driver has no liability insurance. Underinsured motorist coverage can apply when the other driver's limits fall short of the losses from the crash. Requirements and policy terms vary by state.

Horn encourages drivers to look at their own limits before they ever need to use them.

"I always encourage people to ask questions before they need answers," Horn says.

Fewer traffic deaths are meaningful progress. But millions of people are still being hurt on American roads, injury claims are becoming more expensive, and a significant share of drivers have little or insufficient liability protection. For consumers, understanding what their own policy covers may be one of the few parts of that risk they can control.

About Douglas R. Horn

Douglas R. Horn is an attorney with The Horn Law Firm in Missouri. Since 1991, his practice has focused on plaintiff personal injury law, including cases involving motor vehicle collisions. He has also worked on highway safety and driver protection initiatives.

House & Home - Best & Worst Places to Retire and Retirement Survey

With inflated prices making retiring on a fixed income more difficult, the personal-finance company WalletHub today released its report on the Best & Worst Places to Retire in 2026, to help people find an ideal spot to enjoy their golden years without breaking the bank.

WalletHub compared more than 180 U.S. cities across 45 key measures of affordability, quality of life, health care and recreational activities. 
 
Best Cities to Retire Worst Cities to Retire 
1. Orlando, FL 173. Fontana, CA
2. Miami, FL 174. Detroit, MI
3. Tampa, FL 175. Bridgeport, CT
4. Scottsdale, AZ 176. Tacoma, WA
5. Casper, WY 177. Bakersfield, CA
6. Atlanta, GA 178. Rancho Cucamonga, CA
7. Minneapolis, MN 179. Fresno, CA
8. Fort Lauderdale, FL 180. Newark, NJ
9. Charleston, SC 181. San Bernardino, CA
10. Pittsburgh, PA 182. Stockton, CA
 
To view the full report and your city’s rank, please visit: 
https://wallethub.com/edu/best-places-to-retire/6165

Retirement Savings Survey
  • Pension preference. 7 in 10 people believe a pension is better than a 401(k).
     
  • Americans worry about retirement. More than 1 in 3 Americans are not confident they will have enough money to retire.
     
  • Benefit trade-off. More than half of Americans say they would prefer to pay a 12.4% Social Security tax to get double the benefits rather than a 6.2% tax and current benefits.
     
  • Retirement doubt. 43% of people believe it is not realistic for the average American to expect to retire comfortably.
     
  • Many people may never retire. 40% of people say they expect to work until they die.
     
  • Debt takes precedence. More than 2 in 5 Americans think paying off debt is more important than making retirement contributions.
 
For the full survey, please visit:
https://wallethub.com/blog/retirement-savings-survey/133047/ 



“It’s important to choose wisely when picking where to retire, as many retirees are on a fixed income. As a result, the best cities for retired people are those that minimize taxes and expenses, as well as have good opportunities for retirees to continue paid work for extra income, if they choose to do so. In addition, the top cities provide high-quality health care and offer plenty of enjoyable activities for retirees.”

“Orlando, FL, is the best place to retire, in part because it is one of the most tax-friendly cities and is located in a state without estate, inheritance or income taxes. In addition, while Orlando doesn’t have a particularly low cost of living, it is relatively inexpensive when it comes to homemaker services and adult day health care. On top of that, Orlando ranks as the second-best city for recreation, and it provides good access to quality health care.”

- Chip Lupo, WalletHub Analyst 
 

More From WalletHub 

Fun Freetime - Marsupilami 2: Salsa Palombia

Developer: Ocellus Studio

Publisher:  Microids

Genre: Action / Adventure 2D platformer

Platforms: PC, Xbox Series, PlayStation 5, Switch

Help the Marsupilamis save Palombia from the Mummy Queen and her minions in this fast-paced 2D platformer! A strange melody has swept across Palombia… and all the animals have suddenly started dancing, leaving chaos in their wake!



Smart Safety - Baby Safety Month Interview

I recently had a chance to interview  Kiumars Haziq, MOBI Technologies, for September Baby Safety Month. MOBI Technologies is an award-winning consumer healthcare and smart family technology company focused on developing innovative solutions that help families live healthier, safer, and more connected lives.

What are some new advances in baby safety technology?

One of the biggest advances is the move from individual products to connected baby-care ecosystems. Cameras, thermometers, health monitors, nursery sensors, and other devices can increasingly work together and give parents a more complete picture of their baby's environment and well-being.

The next advancement is using long-term health and wellness data rather than looking at a single reading. Seeing changes and trends over time can help parents make more informed decisions and recognize when something may need attention.

At MOBI, this is a major part of our direction - connecting baby care, health monitoring, and nursery technology so parents can stay informed while still remaining in control of the decisions they make.

 

How is AI affecting baby products and their development?

AI has the potential to make the information collected by connected products more understandable and actionable for parents. Instead of simply displaying measurements or generating more alerts, AI can help identify patterns, explain changes, provide education, and help parents understand what information may be important.

We see the real value of AI as supporting parents rather than replacing their judgment or their healthcare professionals. Over time, responsible AI combined with longitudinal health data could help families distinguish between something they can continue monitoring at home and something that warrants professional attention-potentially reducing unnecessary anxiety and avoidable ER or urgent-care visits.

That combination of connected devices, longer-term data, and intelligent analysis is an area MOBI is actively developing toward.

 

How does smart tech help parents keep babies safe?

For me, the biggest benefit is visibility and peace of mind. Parents can't physically watch their baby every second, but connected technology can help them remain in touch with what's happening—from another room or even when they're away from home.

It can provide access to the baby's environment, temperature and other health information, historical trends, and meaningful notifications when something changes.

At MOBI, our goal is to bring more of those capabilities into a connected ecosystem rather than asking parents to manage many completely separate products and apps. The technology should make parenting simpler and more informed - not more complicated - while keeping parents at the center of their baby's lives.


Baby Safety Month in September is an annual awareness campaign founded in 1983 by the Juvenile Products Manufacturers Association Baby Safety Alliance to educate parents and caregivers on infant safety, safe product use, and injury prevention. MOBI recently launched the Baby Health & Safety Kit, an all-in-one smart baby safety solution designed to help keep babies healthy, happy, and safe and relieve unnecessary stress for parents. The MOBI Baby Health & Safety Kit lets you give your little ones the best start with a thoughtfully curated bundle featuring smart essentials for baby monitoring, comfort, and everyday wellness. 


Kiumars Haziq is the VP of Sales & Operations of MOBI Technologies, an award-winning consumer healthcare and smart family technology company focused on developing innovative solutions that help families live healthier, safer, and more connected lives.


With extensive experience in product development, retail strategy, and consumer healthcare, Kiumars has led MOBI’s expansion across North America’s largest retailers, including Walmart, Target, CVS, Walgreens, HEB, Kroger, Meijer, Sam’s Club, Albertsons, and other leading national retailers. His work spans both branded and private label programs, helping bring innovative healthcare technologies to millions of consumers.


Under his leadership, MOBI has evolved beyond traditional home healthcare devices into a connected wellness ecosystem that integrates smart diagnostics, AI-driven health insights, caregiver connectivity, and future-ready digital health solutions.


Kiumars is passionate about making healthcare more accessible to families through technology. His vision is to create a Smart Home Clinic, an ecosystem where parents can monitor, understand, and proactively manage their family's health from the comfort of home.


MOBI is a proud member of the Consumer Technology Association (CTA) and continues to invest in next-generation technologies that bridge consumer electronics and healthcare, helping shape the future of connected family wellness.

Enriching Education - National Financial Educators Council National Evaluation

The National Financial Educators Council has just released the first comprehensive national evaluation assessing state financial education requirements against the same baseline standards commonly expected in core academic areas.

The results are striking:

  • Not a single state met parity with minimum core academic standards
  • The national average alignment score was just 3.92%
  • The best-performing state reached only 16.7%
  • Only 2 out of 600 evaluated criteria across all 50 states met minimum expectations

The study examined 12 core criteria - including instructional time, educator qualifications, curriculum rigor, assessment, and accountability - and found that most mandates fall well short of minimum expectations.

These gaps can leave students underprepared for the money decisions they will face immediately after high school, including budgeting, debt management, credit, taxes, investing, and long-term planning.

Full state-by-state rankings and the complete report are available here. It also explains the scoring criteria and shows how each state performed against the standards.

Going Green - Eco-Friendly Lawn Care

In 1977, 9 gardeners in Milwaukee took a natural-landscaping workshop and started what's now a nationwide grassroots movement: Wild Ones now has local chapters in 204 of the nearly 500 U.S. cities.

That's the throughline in our new ranking of Where Eco-Friendly Lawn Care is Taking Root in 2026 — not top-down policy, but a slow build of community interest, native-plant access, and water-conscious landscaping choices. 

Across nearly 500 of the largest U.S. cities, we looked at access to native plant suppliers, local policies like incentives for upgrading to electric lawn care equipment, and community interest via organizations like Wild Ones, among 18 total metrics. Austin, Texas comes out on top, with the best access to local native plant suppliers.

A few numbers that might be useful for a story:

  • 194 of nearly 500 of the largest U.S. cities (~39%) now offer rebates or incentives for electric lawn care equipment.

  • 81 cities (16%) have an urban heat island mitigation program on the books.

  • 204 cities (41%) have a local Wild Ones chapter.
     

Making your landscape more sustainable doesn’t have to cost a fortune. “It can be simpler and less costly to do it gradually,” says Dan Delventhal, founder of Mow Green in Bridgeport, Connecticut. “Often, removing invasive non native plants leads to native plants showing up. Or, choosing 1 or 2 native replacements here and there creates progress.”

Full ranking, city-by-city breakdowns, and an expert Q&A can be found here: https://lawnlove.com/blog/sustainable-lawn-care/ 



More from Lawn Love:

Music Minute - Jesse and Noah: The Sunshine Shop

Jesse and Noah are excited to release the official music video for “The Sunshine Shop,” the title track from their sixth studio album, available now through Usonia Records and distributed by Select O Hits. Premiered by American Country Network on television and digitally by The Country Note, the music video will air multiple times starting today, with additional airings throughout the week. The video, which was also featured by The Josie Network, brings the song to life while showcasing the duo’s signature blend of traditional country, heartfelt storytelling, and timeless harmonies.

The release of “The Sunshine Shop” video continues an exciting chapter for Jesse and Noah, whose 11-song album has already produced four singles and music videos, including “I Told A Lie,” “Loving This Night,” “Old Cowboys” featuring Riders in the Sky, and “On Again, Off Again” with Tess Frizzell. With the new music video, the duo continues to bring the songs from The Sunshine Shop to life while showcasing the heart and creativity behind their latest project.

To purchase/stream: JesseAndNoah.lnk.to/SunshineShopPR 

Jesse and Noah wrote or co-wrote the majority of The Sunshine Shop, while adding their own touch to two carefully selected covers, Rodney Crowell’s “Shame on the Moon,” famously recorded by Bob Seger, and “Me & Magdalena,” from the Monkees’ final studio album. Drawing from the musical influences of their father, David Bellamy, their uncle Howard Bellamy of the Bellamy Brothers, and their grandparents, the brothers bring together a mix of country, Americana, and other musical styles throughout the album. 

“There are so many different influences woven into this album, from country and folk to Western, pop, rock, soul, and harmony singing,” shares Jesse. “We’re not trying to recreate what came before us. We just want to honor the music we grew up with while continuing to discover who we are as artists. With every song, we’re finding our own sound and figuring out how it fits within the traditions that inspired us.” 

To keep up with all things Jesse and Noah, visit their website, HERE.

About Jesse & Noah:
Brothers Jesse and Noah Bellamy, sons of The Bellamy Brothers’ David Bellamy, have built their own musical identity from their roots in Darby, Florida, to their home base in Nashville, where they’ve lived since 2002. Blending country, blues rock, pop, and Americana influences, their sound reflects a lifetime of musical inspiration shaped by family and tradition. The duo has released multiple projects, including Nowhere Revisited, Landfall, Driven Back, Brethren, and the 2024 EP Leave Love Alone, with their upcoming album The Sunshine Shop set for release this May. Their music has earned attention from CMT and recognition from the Country Music Association, which named them to its “Who To Watch” list, while their growing global fanbase continues to connect with their authentic, roots-driven sound.


Soul Sustenance - Male Friendship

As the conversation around what it means to be a man increasingly turns to loneliness, vulnerability, relationships, and the disappearance of close male friendships, four men who have remained remarkably close for more than 40 years offer something unusual: a living example of what enduring male friendship can actually look like.

In The Wilderness of Friendship: Forty Years of Hospitality, Vulnerability, and Wonder (Cascade Books; July 24, 2026), Bill Friskics-Warren, Bill Harkins, Paul Shupe, and Bob Victorin-Vangerud tell the story of a friendship that began at Vanderbilt Divinity School in the 1980s and has endured through marriage, fatherhood, demanding careers, illness, loss, aging, and decades of annual wilderness gatherings.

Their experience raises a timely question: If relationships are essential to a meaningful life, why do so many men allow their closest friendships to disappear, and what does it take to keep them?

For these four men, friendship didn't endure by accident. It required making time for one another, showing up when it wasn't convenient, risking vulnerability, listening without judgment, staying curious about one another's lives, and allowing their relationships to change as they changed. Their story also challenges the idea that vulnerability and masculinity are somehow at odds. Over four decades, they have found that being willing to ask for help, talk about fear and loss, and remain emotionally present for one another has made them not only better friends, but better husbands, fathers, mentors, and members of their communities.

I had a chance to learn more in this author interview.

Why is it so common for men's friendships to fade over the years?

We know from our own experience how easily this can happen. When we first became friends at Vanderbilt Divinity School in the 1980s, friendship was woven naturally into our daily lives. Then came marriages, children, careers, moves, responsibilities, and all the demands of adulthood. There were years when we lived across the country from one another and had only occasional contact. Life gets very full, and friendship can become something we assume will simply take care of itself.

There is also something particular about the way many men have been taught to approach relationships. We are often encouraged to be self-sufficient, to hide weakness, and to avoid making ourselves vulnerable. But if we are unwilling to let other people see our fears, disappointments, uncertainties, and limitations, it becomes very difficult to develop deep friendships. The irony is that protecting ourselves from vulnerability can ultimately leave us more isolated.

Why is it important for men to continue to make and keep friends?

Because we need one another. That sounds simple, but it has taken us much of our lives to understand how profound that truth is.

Friendship gives men a place where they do not always have to perform, fix something, be successful, or have the answer. At its best, friendship gives us people who will listen, challenge us, laugh with us, sit beside us when life becomes painful, and remind us who we are when we have lost our bearings.

Over the years, the four of us have accompanied one another through parenthood, the deaths of parents, children leaving and returning home, the arrival of grandchildren, retirement, vocational changes, illness, and our growing awareness of our own mortality. Those relationships have not merely made life more enjoyable. They have helped us become more fully ourselves. As we say in the book, we needed one another, along with our spouses and children, to sustain and nurture us on the journey.

How can men continue to strengthen relationships through different phases of life?

First, make the friendship a priority. There were years when our friendship became more distant, but eventually we made a conscious decision to come back together. What began with a wilderness trip eventually became annual gatherings in places such as Montana, North Carolina, Nashville, Maine, and Colorado. Those gatherings gave us something increasingly rare in adult life: uninterrupted time together.

But maintaining a friendship is about more than scheduling a trip. It is about creating a kind of hospitality for one another. For us, that has meant welcoming each other not only into our homes but into our questions, fears, hopes, changing ideas, and struggles with parenting, vocation, aging, and family. Sometimes that happens around a fire or a dinner table; sometimes it happens through an email or Zoom.

Perhaps most importantly, friendship has required us to become more vulnerable with one another. We have learned to listen without immediately offering advice, to challenge one another when necessary, and to allow ourselves to be known. Our earliest gatherings gradually became spaces where we could eat, talk, listen, question one another, and risk saying things that men are often taught to keep to themselves.

What can younger men learn from older men who have maintained a long-lasting friendship?

Maybe the first lesson is that a forty-year friendship is not something you create all at once. You build it through thousands of small acts of attention: showing up, making the call, taking the trip, listening, asking another question, forgiving, laughing together, and being willing to say what is really happening in your life.

The second lesson is not to mistake independence for strength. One of the most important things we have learned is that vulnerability does not diminish friendship; it deepens it. When we stop trying to impress one another and become willing to reveal our limitations, we give our friends the opportunity to know and accept who we actually are.

And finally, remain curious about one another. None of us is the same person he was when we met in our twenties. A lasting friendship has to leave room for people to change their minds, reconsider old assumptions, become husbands and fathers, change careers, experience loss, grow older, and continue becoming. We have never considered ourselves experts on friendship. If anything, our forty years together have taught us to keep asking questions and to approach one another with curiosity, love, and respect.