Friday, March 6, 2026

Money Matters - Cities with the Highest and Lowest Credit Scores

 With a good credit score being essential for getting approved for loans and lines of credit, as well as securing low interest rates and high credit limits, the personal-finance company WalletHub today released its report on the Cities with the Highest & Lowest Credit Scores in 2026.


WalletHub’s report aimed to find out where Americans demonstrate the most responsible behavior, and it ranked the cities using WalletHub’s proprietary data on residents’ credit scores.
 
Cities With Highest Credit Scores          Cities With Lowest Credit Scores
1. South Burlington, VTT-173. Augusta, GA
T-2. Fremont, CAT-173. Montgomery, AL
T-2. Scottsdale, AZT-173. Columbus, GA
4. Port St. Lucie, FLT-173. Newark, NJ
5. San Francisco, CA177. San Bernardino, CA
6. Seattle, WA178. Memphis, TN
7. Huntington Beach, CA179. Fayetteville, NC
8. Overland Park, KS180. Jackson, MS
9. Santa Clarita, CA181. Shreveport, LA
10. Boston, MA182. Detroit, MI
 
For the full report and to see where your city ranks, please visit:
https://wallethub.com/edu/credit-score-by-city/86509

Readers who are curious to know how they compare with the average person in their city can access their free credit score by joining the WalletHub community.

 
“Having a good or excellent credit score opens up so many doors for you. Not only does it help you get approved for future loans and lines of credit, but it also reduces your interest rate and increases the amount you’re able to borrow. A good credit score can even make you a stronger candidate for employment, help you with renting housing, and make you a more attractive dating partner.”

“South Burlington, VT residents have the highest average credit score in the country, at 697. That puts them into the good credit range. Since South Burlington residents are financially responsible, it’s not surprising that they also have good incomes. The median income is over $77,000, ranking 19th highest out of the 182 cities in our study.”

- Chip Lupo, WalletHub Analyst  
 

More From WalletHub

Going Green - States that Waste the Least Food

 

Trashed groceries add up fast: With grocery prices up by nearly 30% since 2020, food waste poses an enormous cost for both your household and the environment.

“Nearly 40% of food waste happens in the home, so it’s important to be mindful,” says Adam Lowy, founder and executive director of Move For Hunger. “Use what’s in your fridge, embrace the ‘ugly’ produce, and get creative with leftovers.”

Ahead of Food Waste Action Week (March 9 to 15), LawnStarter ranked the States That Waste the Least Food.

10 States That Waste the Least Food

  1. Connecticut
  2. Rhode Island
  3. Massachusetts
  4. Vermont
  5. Maryland
  6. New Jersey
  7. Oregon
  8. North Dakota
  9. New York
  10. Washington
     

How did we rank the States That Waste the Least Food? We compared the 50 states based on their most recent food waste data by sector from ReFED (a national food waste nonprofit). We also considered rates of food waste recycling and mitigation efforts like food waste disposal bans, food sharing programs, and composting facilities among 37 total metrics.

Want to see the full breakdown? Check out our methodology.
 

Key Insights:

  • California generates nearly 6.7 million tons of farm waste — more than 21X the national average across states with farm sector data. California also discards the highest volume of food in retail and manufacturing.

  • All 6 New England states rank among the top 20 least wasteful states. The 4 with organics recycling laws — Connecticut (No. 1), Rhode Island (No. 2), Massachusetts (No. 3), and Vermont (No. 4) — each showed foodservice waste improvements of -9% or more between 2023 and 2024.

  • North Dakota (No. 8) is the most counterintuitive result in the ranking, with no disposal ban, no statewide food sharing program, and minimal composting infrastructure. Yet it leads in food recycling, with 61.12% of its food surplus being recycled. Livestock feed diversions and composting account for this performance

Read the full story here: http://www.lawnstarter.com/blog/studies/ranking-states-food-waste/ 

Other helpful links:

 

Why does LawnStarter care about food waste? Your food scraps can easily turn into compost, an organic fertilizer to nourish your lawn and garden. 


More from LawnStarter:

Healthy Habits - Health-E Commerce® Announces Collaboration with The TeleDentists to Expand Access to On-Demand, Virtual Dental Care via FSA Store® and HSA Store®

 Health-E Commerce®, parent brand to FSA Store® and HSA Store®, the first and leading online stores dedicated to selling only FSA- and HSA-eligible products and services, today announced a new telehealth collaboration with The TeleDentists that expands access to virtual dental care services that can be purchased using tax-free healthcare funds through FSA Store® and HSA Store®.

 

Through this collaboration, patients can connect with licensed dentists online anytime–including nights, weekends, and holidays–for fast, convenient dental care when in-person visits are unavailable or impractical. Services from The TeleDentists are designed to support urgent dental needs such as tooth pain, swelling, infections, and other concerns that require timely, professional guidance.

 

“Dental issues can be disruptive to our daily lives and are often hard to ignore, yet wait times for an in-office appointment or the high-cost of emergency services can prevent patients from getting care in a timely manner,” said Keri Kaiser, chief marketing officer for Health-E Commerce®. “Our commitment to delivering access to FSA- and HSA-eligible telehealth services includes dental care, and our recent collaboration with The TeleDentists breaks down these barriers to care, and supports the health and financial needs of individuals and families.”

 

The TeleDentists deliver on-demand, virtual dental care through a secure, HIPAA-compliant platform staffed by licensed dentists. Most patients are connected with a dentist within minutes, without appointments or waiting rooms. Dentists assess symptoms, provide guidance, prescribe non-narcotic medications (when clinically appropriate), and refer patients to local providers if in-person treatment is needed. Services are available nationwide and pricing is transparent, and often lower than emergency dental services.

 

“We believe that professional dental care should be accessible and affordable to all people, all of the time, and teledentistry is an effective way to meet this need,” said Leah Sigler, president of The Teledentists. “Our collaboration with Health-E Commerce® will give millions of people who are enrolled in FSAs and HSAs a trusted option for dental care that fits their lives and their healthcare budgets.”

 

Virtual dental care can be particularly valuable for individuals managing busy schedules, families caring for children, seniors, travelers, and those living in rural or underserved areas where access to in-person dental services may be limited. By offering care from home or on the go, The TeleDentists helps reduce barriers that often delay treatment and increase discomfort.

 

To learn more about The TeleDentists virtual dental care services, visit FSA Store® or HSA Store®.



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About Health-E Commerce®
Health-E Commerce® is the parent brand to FSA Store® and HSA Store®, online stores that serve the 70+ million consumers enrolled in pre-tax health and wellness accounts. The company also created Caring Mill®, a popular private-label line of health products through which a portion of every purchase is donated to the Children’s Health Fund. Since 2010, the Health-E Commerce® brands have led the direct-to-consumer e-commerce market for exclusively pre-tax health and wellness benefits. Health-E Commerce® plays an essential role in expanding product eligibility for important new categories within the list of eligible medical expenses.

 

About The TeleDentists: 

The TeleDentists is a nationwide network of licensed dentists providing virtual dental consultations 24/7. Founded by practicing dentists, the company partners with hospitals, health systems, payers, and employers to deliver urgent and preventive dental care anytime, anywhere. Learn more at www.theteledentists.com.


Book Nook - Pretty Wrecked: Confessions of a Teen Addict and Her Road to Recovery



Author and recovering addict Tracy Viola has an urgent message for teens in her #1 best-selling memoir, Pretty Wrecked: Confessions of a Teen Addict and Her Road to Recovery: addiction doesn't just affect dropouts and at-risk teens. It can impact high achievers, honor students and college-bound seniors.

Viola is breaking the stereotype that addiction has a "type." Her unfiltered memoir reveals how trauma and substance abuse derailed her early life before she rebuilt it, and has since maintained over 30 years of sustained recovery.

A compelling and accessible read for teens, Viola chronicles her remarkable journey from the streets of Philadelphia to the Ivy League. With raw honesty and sharp humor, she tells a story that is both heartbreaking and empowering, proving that it is not where you start, but how fiercely you commit to change that defines your future.

"My teenage years were marked by chaos, trauma and addiction," said Viola. "I wrote this book because teens need the truth before they're on their own. Freedom without self-awareness can be dangerous. Every choice matters, especially the ones no one else sees.

"Pretty Wrecked explores the realities of substance abuse, trauma, accountability and the hard work of recovery. It offers readers more than a cautionary tale. Rather, it delivers a message of resilience, responsibility and hope."

Now a professional speaker, Viola regularly addresses schools, recovery communities and parent groups. She guides audiences through the darkest chapters of teenage trauma and addiction to the transformative lessons of recovery and personal success.

Her ability to connect is grounded in lived experience coupled with her academic training. Viola holds a master's degree in counseling psychology from Temple University, blending clinical insight with real-world authenticity.

Her message is clear: change is possible, but it requires effort, honesty, courage, and - most important - consistency.

Pretty Wrecked: Confessions of a Teen Addict and Her Road to Recovery is available on Amazon. For more information on Viola, visit www.tracyviolaauthor.com.

About Tracy Viola:
Tracy Viola, M.Ed., is a professional speaker, podcast guest and published author who tells the truth most people avoid. She is funny, direct and unfiltered, with a gift for saying what others are thinking but won't say out loud. Audiences don't just listen, they lean in.

After alcohol and drugs led to homelessness at nineteen, Viola committed to recovery one day at a time. That decision – made over three decades ago – shaped her life, her relationships and her career. Recovery taught her strength she never expected and perspective she wouldn't trade.

As the author of Pretty Wrecked: Confessions of a Teen Addict and Her Road to Recovery, Viola combines academic training in counseling psychology with long-term recovery to speak from lived experience, not theory. Her message is clear: change is possible, but there are no shortcuts, only choices.

Viola speaks to teenagers, parents, people in recovery and anyone who knows something in their life needs to change. Her work centers on honesty, effort and owning the decisions we make when no one is watching. She challenges audiences to stop avoiding discomfort and start doing the work – real change requires action, not intention.

Viola is a sought-after speaker for schools, recovery communities, parent groups and conferences. She is also a frequent podcast guest and contributor on topics of personal growth, addiction, parenting and relationships.


Amazing Art - Showstoppers: The Art of Stage and Screen

 Helicline Fine Art presents Showstoppers: The Art of Stage and Screen, a dynamic new exhibition celebrating nearly a century of performance as seen through the eyes of some of the most influential artists and designers of the 20th century. On view from March 6 through May 10, 2026, the exhibition brings together more than three dozen works that capture the spectacle, emotion, and cultural impact of live theatre, film, dance, opera, and popular entertainment.

 

Spanning the 1920s through the 1990sShowstoppers features paintings, costume and set design drawings, illustrations, sculpture, modernist compositions inspired by performance, that illuminate how visual artists helped shape iconic moments on Broadway, in Hollywood, and beyond. Works will be available online via HeliclineFineArt.comArtsy.net and 1stDibs.com, with in-person viewings at the gallery’s Midtown Manhattan location and Zoom presentations available by appointment.


ABOUT HELICLINE FINE ART

Founded in 2008 by Roy Goldberg and Keith Sherman, Helicline Fine Art specializes in American and European modernism, with particular strength in WPA-era works. The gallery also presents American Scene painting, Social Realism, mural studies, industrial landscapes, Regionalism, abstraction, and related movements. Located in a private Midtown Manhattan space, Helicline Fine Art is open by appointment.

 


Thursday, March 5, 2026

Caring Causes - Women’s History Month Spotlight: Autumn Strier is Making History Helping Thousands of Families in Medical Crisis

 As Women’s History Month is celebrated nationwide and International Women’s Day highlights female achievement and leadership, the focus turns to women whose work creates measurable, lasting change. For over two decades, Autumn Strier has demonstrated what that kind of leadership looks like in action. As Co-Founder and CEO of Miracles for Kids, Strier has built more than a non-profit, she has built a solid infrastructure: a $65 million lifeline that stabilizes families navigating pediatric medical crises at the very moment they are most vulnerable and trying to keep their household intact.

 

When a child is diagnosed with a life-threatening illness, the disruption is immediate and profound… extending far beyond the hospital room. Employment is jeopardized, bills accumulate, and emotional strain compounds. Miracles for Kids was co-founded by Strier to intervene at that intersection, ensuring families can focus on their child’s health without the fear of losing their home or financial security.

 

“At the heart of everything we do is a simple belief: families should be able to concentrate on their child’s healing, not on whether the lights will stay on,” said Strier. “When we stabilize a family, we restore dignity, strengthen resilience, and create the space they need to endure one of the most difficult seasons of their lives.”

 

Families in crisis need stability and that requires more than emergency funding. It requires foresight, infrastructure, and financial discipline - principles that have defined Strier’s leadership for more than two decades. Launched in 2004 as a modest employee-giving initiative within a mortgage company, Miracles for Kids has evolved into a nationally respected organization serving families whose children are battling more than 120 life-threatening illnesses and conditions. Under Strier’s direction, the nonprofit has raised more than $65 million, acquired long-term housing properties called Miracle Manor that can serve up to 22 families at a time, and implemented comprehensive support programs. These programs range from monthly bill pay assistance and basic needs deliveries, to wellness therapy addressing grief, trauma, anxiety, and depression, to programs focused on helping families achieve long-term stability through jobs, education and financial literacy.

 

In 2025 alone, the organization stabilized 429 families and delivered 28,567 nights of sleep in a safe, comfortable environment, and provided 367 individuals ongoing wellness therapy at no cost. These are tangible outcomes rooted in a leadership philosophy centered on sustainability rather than short-term relief.

 

“Compassion is essential, but structure is what makes it sustainable,” Strier said. “We are intentional about building systems that outlast any one moment or individual. Families in crisis need stability they can rely on.”

 

Strier’s background in public administration and municipal finance shaped that systems-driven approach. A graduate of UC Santa Barbara and NYU’s Robert F. Wagner School of Public Service, she began her career working in government and financial institutions, gaining experience in policy, oversight, and large-scale project management. Those lessons translated directly into how she built Miracles for Kids - with strong fiscal stewardship, measurable outcomes, and long-term strategic growth. In 2024, 84.2 cents of every dollar raised directly supported programs.

 

Strier’s leadership extends beyond operational growth. As the Founding and current Board President of Epic California Academy, Southern California's premier personalized learning public school, for nearly a decade, and a long-standing member of regional business and civic leadership circles, Strier continues to champion models that strengthen communities at their core. Now entering her 22nd year at the helm at Miracles for Kids, Strier remains focused on increasing access to mental health services, strengthening housing and financial stability, and building partnerships that ensure families navigating pediatric medical crises never fight alone.

 

As Women’s History Month recognizes women shaping the future through action and accountability, Strier’s work stands as a powerful example of leadership rooted in both compassion and structure. Her work is a reminder that lasting impact is built deliberately, sustained responsibly, and measured by the stability it creates for others. To learn more about Miracles for Kids or how to support families with critically-ill children, visit https://miraclesforkids.org/.


ABOUT MIRACLES FOR KIDS: Miracles for Kids is a 501(c)(3) non-profit serving children with life-threatening illnesses and the families that care for them. With programs launching in 2004 and led by Co-Founder & CEO Autumn Strier for 22 years, the organization creates stability for families that are crumbling from the financial and emotional devastation of fighting for their child's life. With programs providing financial aid, basic needs, housing, wellness and long-term stability to patients and their families, Miracles for Kids fulfills a mission to help caregivers battle bankruptcy, homelessness, hunger, and depression, so they can concentrate on what matters most. Based in Orange County, California, Miracles for Kids currently serves families in treatment at CHOC Children’s, Children’s Hospital Los Angeles, UCLA Mattel Children's Hospital, Rady Children’s, UCSF Benioff Children's Hospital, By the Bay Health, City of Hope, Loma Linda University Hospital, Dallas and Phoenix Children’s Hospitals. Follow on Instagram @MiraclesForKids to see how you can make a difference and get involved at MiraclesForKids.org.


Money Matters - How Inflate Eats Your Time

 How much of your year is spent just to earn for survival – not family time or vacations, but rent, groceries, and a used car?

 

We’ve found that Americans now work up to 87 workdays in for those basics, despite 66% wage gains since 2007. According to the recent LendingTree survey, one-third even hope for a housing crash to escape.

 

InvestorsObserver analyzed hourly earnings versus these three essentials across all 50 states from 2007 to 2025.

 

Most states haven’t escaped the squeeze, and many Americans are no longer trading time to progress and thrive – they are trading time for the bare minimum of existence. This explains the growing desperation for relief.

 

This research shows how inflation is costing Americans extra months and years of their lives.

Read the full research report here, including the top 10 most expensive states.



 



ABOUT SAM BOURGI

Sam Bourgi is a finance analyst and researcher at InvestorsObserver, bringing over 13 years of expertise in financial markets, economics, and monetary policy. His professional background spans the private, nonprofit, and public sectors, where he has held positions such as senior policy adviser, labor market analyst, and marketing director. Sam’s in-depth research and market analysis have been referenced by leading institutions and organizations, including the U.S. Congress, Department of Justice, Chicago Board Options Exchange, Bank for International Settlements, Boston University Law Review, Barron’s, and Forbes. Sam regularly appears on TV, including FOX 5 DCCBNKFYR TV11Alive, and ABC30, and is often quoted by such media outlets as BloombergSF Chronicle and ZeroHedge.

 

ABOUT INVESTORS OBSERVER

InvestorsObserver is a trusted source of independent financial analysis, market insights, and investment research for individuals and institutions. Founded to empower retail investors with actionable intelligence, InvestorsObserver delivers timely commentary, data-driven studies, and accessible financial tools designed to simplify complex market trends. Its research and insights have been featured by various media outlets, including Yahoo, The GuardianMorning StarNasdaq, and more.