Saturday, October 10, 2026

Book Nook - The Haunted Lighthouse: The Adventures of Pen and Penny

When pelican friends Pen and Penny are caught in a squall over the Chesapeake Bay, they rush to take cover from the rain. But the only shelter for miles around is the creepy old Wolf Trap Lighthouse! Inside, the two friends’ feathers are ruffled when they spot a strange, ghostly figure swooping silently through the shadows. But whatever rumors might fly, the old lighthouse can’t really be haunted . . . can it? Find out in The Haunted Lighthouse: The Adventures of Pen and Penny.



W. Scott started working at various part-time, summer, and ultimately full-time jobs at the age of ten. After graduate school, he worked in hospital administration for forty years, with the last twenty-seven years as a hospital CEO.  Scott and his wife started boating on the Chesapeake Bay over thirty years ago when their work schedules allowed. In 2017, while at dinner with his wife, he met two stuffed pelicans, whom he named Pendleton and Penny, in a gift shop. They began accompanying him on his nautical outings, and he began envisioning stories about the adventures they could have on the Bay. Upon his retirement on January 1, 2023, Scott and his wife relocated to the Richmond area, where he began writing down the stories he had kept locked in his head and, with his wife’s encouragement, decided to share them.

Healthy Habits - Most adults brush and floss daily, yet only 55% replace their toothbrush as recommended

 In recognition of National Dental Hygiene Month, Delta Dental highlights key findings from its 2026 State of America's Oral Health and Wellness Report, a nationwide analysis of consumer opinions and behaviors related to oral health.



The findings show that adults continue to prioritize daily oral hygiene habits, with nearly three-quarters reporting they brush twice per day (72%) and floss daily (73%).

Despite these strong routines, only 55% of adults replace their toothbrush every three months, as recommended. Among those who do not replace their toothbrush on schedule, nearly half (46%) say they simply forget, while 42% wait until the bristles appear worn, and 30% do not purchase a replacement during routine shopping trips.

"Adults are prioritizing their oral health, maintaining strong hygiene routines and increasingly seeking preventive dental care," said James W. Hutchison, President & CEO, Delta Dental Plans Association. "While these findings are encouraging, there are opportunities to reinforce everyday habits that support long-term oral health. Through our commitment to advancing access, education, and prevention, and in collaboration with dentists and other oral health practitioners nationwide, we are working to improve oral health outcomes and support lifelong wellness."

Additional key findings from the 2026 State of America's Oral Health and Wellness Report include:

Younger adults are leading a shift in brushing discipline

  • Younger adults are adopting more consistent twice-daily brushing routines, highlighting a clear generational gap in 2026.
  • 78% of Gen Z and 74% of Millennial respondents brush twice daily, compared to 69% of Gen X and Boomer respondents.

Preventive dental visits rise

  • Among adults who visited a dentist in 2025, 89% did so for preventive care, up from 84% in 2024.
  • 90% of adults say preventive dental exams are just as important as an annual physical exam, up from 87% in 2025.

Children's daily oral hygiene habits improve

  • Parents report notable improvements in children's daily oral care routines.
  • 75% of children brush twice daily, up from 67% in 2025.
  • 64% of children floss daily, up from 50% in 2025.

To read the 2026 State of America's Oral Health and Wellness Report and learn more about the research methodology and full findings, click here.

About the report
Delta Dental Plans Association commissioned a third-party market research firm, Material Holdings, LLC, to conduct the research that formed the basis of this report. Material conducted the research between January 5 and January 15, 2026, using an email invitation and online surveys of audiences recruited through an opt-in panel:

  • 1,000 nationally representative U.S. adults ages 18+
  • 1,000 parents of children ages 12 and under

Geographic distribution quotas were set to ensure reliable representation of the U.S. population. The margin of error is +/- 3%.

About Delta Dental Plans Association
Based in Chicago, Illinois, Delta Dental Plans Association is the not-for-profit national association of the 39 independent Delta Dental companies. Through these companies, Delta Dental is the nation's largest dental benefits provider and offers the country's largest dental network with approximately 151,000 participating dentists. Over the last 16 years, Delta Dental companies and their foundations invested over $2.4 billion to improve the oral and overall health of our communities.

Visit deltadental.com for information on individual dental insurance plans and group dental insurance plans.


Smart Safety - Cybersecurity Awareness Month

October is Cybersecurity Awareness Month and as AI unfortunately enables people to create more sophisticated and wide-reaching scams, it’s not just older folks who are at risk. 

A new survey of over 1,000 Americans found that a shocking 51% have been victims of identity theft.

Findings include:

  • 54% of identity theft victims lost money due to their identity being stolen (avg. $2,800+)

  • 95% of Americans are concerned about criminals using AI to steal personal information 

  • 56% have personally experienced an AI-generated scam

Despite 79% of Americans being informed that their personal information was exposed during a data breach, 23% did not take actions to protect themselves.

Enriching Education - Why Screen Free Schools Choose Analog Play And What It Does for Your Child’s Brain

 Original post here

You want your child to learn, explore, and grow, but you also worry about how much screen time is too much. If you have ever wondered whether tablets and apps belong in a preschool classroom, you are not alone. That is exactly why we built our program around screen free activities for kids, choosing hands on, analog play over glowing screens. Screen free activities for kids are simply the games, crafts, movement, and exploration that happen without a device, using real materials your child can touch, build, and imagine with.

What “Screen Free by Design” Really Means

Being screen free is not about taking something away. It is about making room for the kind of play that helps young minds develop.

When a classroom is designed around analog play, children spend their day doing things like:

  • Stacking blocks and solving simple building problems
  • Painting, drawing, and working with clay
  • Singing, dancing, and moving to music
  • Playing pretend and telling their own stories
  • Exploring nature, sand, water, and textures

These moments may look like “just play,” but they are doing real developmental work.

Why We Chose to Be One of the Screen Free Schools

Plenty of programs reach for screens as an easy way to keep children occupied. We made a different choice. Screen free schools give children the time and space to build focus, patience, and curiosity the old -fashioned way, through direct experience.

Young children learn best when they can use their whole bodies and all their senses. A screen can show a child a picture of a flower. A garden lets them smell it, feel the soil, and watch it grow. That difference matters at this age, especially for developing attention spans. 

What Analog Play Does for Your Child’s Brain

The early years are a time of rapid brain development, and hands on play supports that growth in ways passive screen time cannot. 

Here is what screen free activities for kids tend to strengthen:

Focus and attention

Building a tower, finishing a puzzle, or listening to a story asks a child to stay engaged. Over time, this builds the attention span they will lean on in kindergarten and beyond. 

Language and social skills

When children play together, they talk, negotiate, share, and problem solve. These face-to-face moments help language and empathy grow in a way a device simply cannot replicate.

Fine and gross motor skills

Cutting with safety scissors, threading beads, climbing, and running all develop the muscles and coordination your child needs. Hands-on play is also physical play.

Creativity and problem solving

An open ended set of blocks can become a castle, a rocket, or a zoo. Without a screen deciding the outcome, children learn to imagine, plan, and try again.

How to Bring Screen-Free Play Home

The good news is that supporting this at home does not require special equipment or a perfect setup. Small, consistent choices add up.

A few easy screen free activities for kids to try:

You do not have to eliminate screens entirely. Even small pockets of unplugged time make a difference.

Frequently Asked Questions

“Is screen time really harmful for preschoolers?”

It is less about harm and more about balance. Young children gain the most from active, hands-on experiences, so we prioritize those during the school day and encourage screen-free time at home too.

“Will my child fall behind on technology skills?”

Not at all. The focus, patience, and problem solving your child builds now are the foundation for learning technology later, when it is more developmentally appropriate.

“What do screen free schools do instead of using devices?”

They fill the day with reading, art, music, movement, dramatic play, and outdoor exploration, all designed to match how young children naturally learn.

“How can I encourage screen-free play at home without a struggle?”

Start small. Set out inviting materials, join in when you can, and build simple routines like reading before bed or outdoor time after dinner.

A Final Thought for Parents

Choosing analog play is not about being old fashioned. It is about giving your child the rich, hands on experiences their growing brain craves. Every block tower, painting, and pretend adventure is helping them build skills that last far longer than any app.

If this approach speaks to you, we would love to show you what it looks like in action. Schedule a tour at a Little Sunshine’s Playhouse near you and see how screen free, play-based learning can support your child.

 

If you enjoyed this article, these are for you!

Pet Pointers - Halloween Costumes

Veterinarian Dr. Kelly Hood explains the dog and cat stress signals owners can miss during costumes, family photos and trick-or-treat visits.

 

A dog that suddenly freezes in a Halloween costume may look perfectly posed for a photograph. But that stillness can be a sign of stress, rather than a willingness to cooperate.

 

Ahead of October 31, Dr. Kelly Hood, DVM, speaking for Pet Health Digest, is encouraging owners to watch what their pets are communicating before asking them to sit through another photo.

 

“The Halloween photo isn’t worth making your pet uncomfortable,” says Dr. Hood. “If your dog goes rigid, turns away or keeps trying to leave, put the camera down. You don’t need to wait for a growl or a snap to take those signals seriously.”

 

The ASPCA warns that costumes can cause unnecessary stress and advises dressing pets only when owners know they enjoy it. Outfits must not restrict movement, vision, breathing or the ability to bark or meow.

 

Read the pet, not just the picture

 

Discomfort can look different in dogs and cats. These signs should be considered alongside the animal’s whole body, normal behavior and what is happening around them. A single yawn or change in ear position does not establish that a pet is distressed.

 

What to watch

In dogs

In cats

Face and ears

Repeated lip licking without food, yawning when not tired, turning the head away or pulling the ears back.

Ears rotating sideways or flattening back, especially alongside a tense posture.

Body posture

Suddenly freezing, becoming rigid, crouching or tucking the tail.

Crouching low, flattening against the floor or holding the tail tightly against the body.

Attempts to avoid the situation

Backing away, hiding or avoiding touch.

Leaning away, retreating or hiding.

Escalating warnings

Growling, baring teeth or snapping.

Hissing, growling or swatting.

 

These behaviors can signal fear, stress or a need for space. Owners should respond before discomfort escalates.

 

“A cat crouching in a costume with its ears flattened isn’t necessarily being patient,” says Dr. Hood. “And purring alone doesn’t always indicate  a cat is happy. Look at the whole animal, including whether they are relaxed and able to move away.”

 

When to stop the photo

 

If a pet becomes tense, freezes, repeatedly avoids the interaction or tries to escape, end the photo session. Remove the costume calmly if it is safe to do so, reduce the noise and attention, and give the animal space.

 

Do not hold a pet in position, chase it for another shot or bring it back after it has walked away. Never punish growling: it is a warning that the dog needs space, and suppressing it can make future reactions harder to anticipate.

 

Breathing difficulty is a medical concern, not something to dismiss as Halloween nerves. Seek emergency veterinary help if a pet is struggling to breathe, including a cat breathing with its mouth open.

 

Make a plan before the doorbell starts

 

Halloween can bring repeated doorbell rings, unfamiliar voices and visitors whose costumes change their appearance. The ASPCA recommends a separate, comfortable room away from the front door for all but the most social pets during busy trick-or-treating hours.

 

Prepare that space before visitors arrive, with familiar bedding, water and somewhere to hide. Cats should also have access to a litter box. Ask guests and children to leave resting or hiding pets alone.

 

“A pet that usually welcomes visitors may find a stream of masked strangers overwhelming,” says Dr. Hood. “They don’t have to greet every child at the door to be part of the family’s Halloween.”

 

Keep the Halloween theme off the pet

 

A costume-free photograph can still capture the occasion. Owners can wear the costumes themselves or add a Halloween border to the finished image.

 

If a pet already enjoys wearing an outfit, check its fit beforehand, avoid loose pieces that could be swallowed and stop if its behavior changes.

 

“Let your pet choose whether to approach and stay,” says Dr. Hood.

 

“If getting the picture means preventing them from leaving, that is your cue to stop.”

 



Dr. Kelly Hood is a veterinarian who earned her Doctor of Veterinary Medicine degree from North Carolina State University in 2019.

Info courtesy Dr. Kelly Hood, DVM, for Pet Health Digest.

House & Home - Fall Pest Control Tips

Fall is here, and pests are getting ready to move in. Modern Pest Services’ latest survey of 1,004 homeowners finds that 1 in 5 notice more pests in the fall than any other season. 
More than half (55%) plan to take a proactive approach to fall pest control, and it’s easy to see why:
  • The average spend on pest control damage in the past 5 years was $650
  • 16% think they see more pests now than 5 years ago
  • 1 in 5 are concerned about pest-related diseases
How are pests getting indoors? 59% believe neighbors are at least partially to blame. The top pests they’re trying to prevent include ants (66%), spiders (60%), and rodents (58%).
Take a look at the full report for more on what's driving fall infestations, the prevention steps homeowners swear by, and expert tips for keeping pests out. 

Money Matters - Auto Loan Interest Rates

With the average interest rate on auto loans rising by as much as 2.2% between Q1 2026 and Q2 2026, and the Federal Reserve’s recent 25 basis points rate hike, the personal-finance company WalletHub today released its updated report on the States Where Auto Loan Interest Rates Are Increasing the Most, based on proprietary user data.
 
Increasing the MostIncreasing the Least
1. North Dakota41. Utah
2. Maine42. New Mexico
3. New Hampshire43. Michigan
4. Vermont44. Minnesota
5. Idaho45. Delaware
6. North Carolina46. Washington
7. Arizona47. Alaska
8. West Virginia48. Hawaii
9. Oklahoma49. Oregon
10. Arkansas50. Wyoming
 
For the full report and to see where your state ranks, please visit:
https://wallethub.com/edu/states-auto-loan-interest-rates-change/142747

 

“Auto loans are unfortunately a necessity for many Americans, but there are plenty of good ways to decrease the amount of interest you’ll need to pay. For example, you can compare multiple loan offers, and buy a used vehicle or make a large down payment. Prior to buying a car, you should also practice good financial behavior with other types of credit, like credit cards, as better credit scores lead to lower interest rates. Finally, you can always refinance your car loan in the future to lower your interest rate.”
–
“Residents of North Dakota saw the biggest increase in auto loan interest rates from Q1 2026 to Q2 2026, with the average rising by around 2.2%. That brought the average interest rate overall to 10.2%. The good news is that even with the large increase, North Dakota residents pay much less on their auto loans than people in many other states. In fact, their average interest rate in Q2 2026 was the 22nd-lowest in the nation.”

- Chip Lupo, WalletHub Analyst                            


More From WalletHub

Contest - Show Us Our Countertops Contest

The 2026 “Show Us Our Countertops Contest,” sponsored by Daich Coatings, starts October 10, 2026. People are invited to send in their kitchen and bathroom countertop DIY projects using Daich Coatings kits for a chance to win a total of $3,000 in prizes.

 


            Outstanding Kitchen Countertop Project and Outstanding Bathroom Countertop Project categories are open for anyone using SpreadStone™ Mineral Select Countertop Kits, LuxROCK® ULTRA Solid Surface Granite Kits, and the Marble Dream® Resurfacing Kits during the past five years. Six winners will each receive $500 in Daich Coatings credit on a future order.

 

            “Entering the contest is free and easy,” says Peter Daich, president of Daich Coatings. “Just download the form and send it in with three pictures of your finished countertop project. We’ll use lots of the entry pictures on our social media pages to highlight all the fantastic DIY work done by people using our different DIY countertop kits.”

 

            Daich Coatings countertop kits transform plain, drab kitchen and bathroom countertops with new, luxurious finishes. The DIY kits include everything needed, at an affordable price, to gain an elegant, long-lasting surface upgrade.


            Beginning October 10th, people may go to https://daichcoatings.com/show-us-our-countertops-contest/ to download the entry form and rules for the contest. Final date to enter is November 21, 2026. Entrants must have installed the Daich Coatings countertop kit product within the past five years, between 2021 and 2026, and live in the 48 contiguous United States. Multiple entries are allowed. Winners will be announced on December 1, 2026.

 

            Daich Coatings is a leader in the development and manufacture of decorative stone coatings, high performance paints and architectural maintenance products. The company’s expertise in polymer coatings chemistry is combined with nature’s most enduring raw material --- stone. From real stone finishes to anti-slip sealers, Daich Coatings offers a wide variety of cost-effective surface solutions for residential and commercial properties.

 

            From real stone finishes to anti-slip sealers, Daich Coatings offers a wide variety of cost

effective surface solutions for residential and commercial properties. Products may be purchased with free shipping from Lowe’s®, The Home Depot®, Amazon and at www.daichcoatings.com.

 


Book Nook - Raising Body-Confident Kids

Raising Body-Confident Kids is now available!

Parenting in 2026 is HARD – there are so many areas which demand attention, foresight, and careful discussions, and body image is no exception. Help kids and parents ditch diet culture and break the cycle of body shame with this simple, supportive guide to protecting a child’s relationship with their body.
 

Written by pediatrician and maternal-child health expert Dr. Whitney Casares, this practical, affirming guide helps moms teach their kids to be body-confident: to respect the bodies they have, know how to care for them, and have the skills they need to navigate the pressures of a body-obsessed world. Rejecting both diet culture and toxic body positivity, Raising Body-Confident Kids offers a middle path: one that helps children appreciate what their bodies can do AND learn how to care for them.

The book includes:

  • Conversation guides for talking with kids about food, health, and weight
  • Tips for building a more body-neutral home and media environment
  • Strategies for managing your own body image while parenting
  • A “Study Guide” at the end of the book, offering a total of 30+ guided exercises, family rituals, and journal prompts
  • Support for navigating triggering situations like doctor’s visits and big family dinners

Book Nook - Country Bob: Dylan and Country Music

Country music historian Dr. Don Cusic will release Country Bob: Dylan and Country Music (University Press of Mississippi) on October 15, 2026. It is the first book to examine how country music shaped Bob Dylan’s songwriting, performance style, and musical evolution across more than six decades. To celebrate the release, On Saturday November 7, at 11 AM, Cusic will appear at the Musicians Hall of Fame and Museum in Nashville for a Q&A on the book, Dylan, country music, and Dylan’s lasting ties to Music City.
Bob Dylan turned 85 this year and is still touring, yet the story of how deeply Nashville and classic country music shaped him has gone largely untold. Dylan famously recorded three landmark albums in Nashville; Blonde on Blonde, John Wesley Harding, and Nashville Skyline. In Country Bob, Cusic explores why Dylan kept coming back, and how country music influenced his songwriting, his creative choices, and his sound for six decades.
From his earliest years, Dylan was drawn to the country sounds he heard on the radio and on records; he has said Hank Williams was his first musical hero. Cusic traces that connection from Dylan’s childhood through his Greenwich Village folk years, his Nashville recording sessions and into his later work. To this day, Dylan continues to draw from the well of country music, learning new songs and working them into his live sets and recordings.
Filmmaker Ken Burns, who tapped Cusic as a consultant on his acclaimed PBS Country Music documentary film, praised the book:

“No one understands the intersection of country music and culture better than Don Cusic, and here he takes us on a fascinating journey linking this iteration of our roots music with the greatest of all American songwriters.” — Ken Burns, filmmaker

Q&A at the Musicians Hall of Fame and Museum


Cusic will sit down with host Pam Lewis for a Q&A about Country Bob, Bob Dylan, country music, and the Nashville connection, sharing stories from Dylan’s Nashville years. Copies of the book will be available.

What: Country Bob: Dylan and Country Music Q&A with Dr. Don Cusic
When: Saturday, November 7, 2026 at 11:00 AM
Where: Musicians Hall of Fame and Museum, 401 Gay Street, Nashville, TN 37219
Admission: Free



About Don Cusic

Dr. Don Cusic is a Belmont University professor, leading country music historian, author and consultant on Ken Burns’ Country Music. His books include 2025 releases, Chet Atkins: Mr. Guitar and HOWDY! The Minnie Pearl Story, co-written with Mary Ellen Pethel, the latter of which won the "2025 Tennessee History Book Award." He joined the Western Music Hall of Fame in 2022.